Downsides: They can be maintenance intensive. Gotta keep the bugs at bay. Gotta somehow keep the (federally protected) birds at bay. Sealing, staining, etc.
Woodpeckers and carpenter bees also.
How well do timber frame and log home hold their value, any insurance issues, some brick homes recieve fire discount.
If you go timber frame, and have the time, wait about five years before finishing the interior. The frames go up green. As they dry they dry they will shrink and check. The noises range from startling to eery. Paint and trim will need to be redone after the drying process is complete. Or you are left with gaps.
make sure you have a good mechanical plan. Limited places to run mechanicals.
Structural insulated panels insulate well. They suck to side, drywall and install doors and windows in. They claim to be a whole lot more accurate in dimensions than they really are.
we used fiber cement for siding, so maintance is low. Also gives some protection from wild fire.
The biggest issue with insurance is finding a company that will insure a log home. You can automatically cross off State Farm, Farm Bureau, Allstate, etc. They big companies don't even insure them. We ended up with Auto Owners, but there are very few to choose from. It complicated things when we told them we were heating solely with indoor wood stoves. There is a surcharge for that even though we have a regular masonry chimney that they approved.
As others have said...lots of maintenance to keep the bugs out, prevent rot, etc. I love our home, but it is far from maintenance free. It was also a challenge hanging the kitchen cabinets since none of the walls are plumb. We drilled channels in the logs for the wiring/outlets as they were setting them to avoid having the wiring in conduit or where it was visible on the walls. The logs also catch a lot of dust/fuzz so need to be vacuumed (including the beams) periodically.
Thank you for the input on cabins. I didn't imagine the carpenter bees would be a problem. I imagine a post and beam house might have similar issues. I like buildings from sandcreekpostandbeam.com and dcbuilding.com
Did you put it up yourself? Have any pictures of it?This past summer I built a 40x64 14ft ceiling pole barn. Insulated concrete floors. Built a 20x40 apartment inside of the pole barn. Handicap accesible. Turned out really well. Very very energy efficient and have about 50k wrapped up in the entire deal. Long term it should be low low maintenance. The 50k included a 6k septic system as well.
Do you have any pics of your home if you don't mind?State farm insures my log home with it's wood stove.