Student loan 'Forgiveness",Too little to help anyone, just enough to make everyone angry

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  • Rating - 100%
    4   0   0
    Mar 9, 2022
    2,303
    113
    Bloomington
    Don't believe me or did you read that as bragging?
    I'm guessing that his reaction was similar to mine upon reading that post, only I wasn't feel brave and/or rude enough to say it at the time, but since it came up again, here goes:

    Look, it's your life, and your decision to make. But if you have multiple cars and a boat, and still haven't paid off your student loan debt, that's the perfect example of why so many in this thread are saying that for the vast majority of people, having student loans that they haven't paid off yet is not someone else's fault, nor the result of unfortunate or unforeseeable circumstances, but is the direct result of life choices they've made.

    On top of that, the idea that the government may well be forcefully redistributing wealth to someone who lives in, by my standards, quite a bit of luxury, away from people who have lived quite frugal lives for the purpose of repaying the debt that they agreed to take on; well, that doesn't do much to assuage the anger many are feeling towards the potential recipients of this "student loan forgiveness."
     

    Creedmoor

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    9   0   0
    Mar 10, 2022
    7,040
    113
    Madison Co Indiana
    You're both wrong.
    In this case, the correct word would be who's, as in "who is".

    It's ok. Call me a grammar Nazi if you like.
    I have thick internet skin.



    images (13).jpeg Thats not what I would call you,
    You have ignored the fact that Standard English is just one register of English, with other forms just as equally complex and valid, e.g. Black English, Suburban White English or Appalachian English. This means you confuse a popular sense of so-called good/proper grammar (rules about what’s considered formal, good speaking, and writing) with linguistic grammar, which concerns the deeper structure of language. This means you are exhibiting some racism or classism.
    So since you've brought this back to JH School,

     

    phylodog

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    59   0   0
    Mar 7, 2008
    18,958
    113
    Arcadia
    This means you are exhibiting some racism or classism.
    So since you've brought this back to JH School
    Using proper English is now racist? Suburban, black and/or Appalachian are equally as valid? According to whom? Accepted? Sure, equal? Not by a long shot.

    No offense but the first person who accuses me of racism in person because I choose to ask a question rather than axe a question will likely not enjoy the following 60 seconds or so.

    I don’t care how people talk. I use all sorts of “country folk” talk/words on a daily basis, some because they’re fun(ny) and some because they’re convenient shortcuts. You may consider it rude if someone corrects someone else’s grammar and depending on their intentions you may be right but holding up racism as a defense is ridiculous.
     

    mstrmstr

    Plinker
    Rating - 0%
    0   0   0
    Dec 31, 2012
    26
    3
    Unearned income is why we have inflation. This ditty raises the national debt and taxpayers(ALL) will be holding that bag. The less fortunate that couldn't get to college are still being screwed again. This should have been an education subsidy for all instead of a giveaway. Only the ones that could afford the debt are the lucky entitled..
     

    phylodog

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    59   0   0
    Mar 7, 2008
    18,958
    113
    Arcadia
    Here’s a perspective some may not see from their position. This is what I see when people argue in favor of giving free **** to only some of the people. Makes it even better that those getting the free **** are well above average as far as quality of life, opportunities and likelihood of financial success.

    May as well stand in front of me kicking me in the nuts repeatedly while pointing and laughing. The bottom line is this entire thing is wrong. I could care less how some people justify enjoying others paying for their step ahead in life. I know the $17/hr I make part time will go a long way to making sure some college grad can have the disposable income to pay for the new iPhone which translates into happiness in our shallow society.

    I’m just thankful someone has stepped in to make sure I don’t have too much money laying around for things like fuel, food and the mortgage. Just enough, that’s all us uneducated heathens needs, just enough to get by. Thanks to everyone making sure that happens.

    1661699484620.jpeg
     

    Creedmoor

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    9   0   0
    Mar 10, 2022
    7,040
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    Madison Co Indiana
    Using proper English is now rzacist? Suburban, black and/or Appalachian are equally as valid? According to whom? Accepted? Sure, equal? Not by a long shot.

    No offense but the first person who accuses me of racism in person because I choose to ask a question rather than axe a question will likely not enjoy the following 60 seconds or so.

    I don’t care how people talk. I use all sorts of “country folk” talk/words on a daily basis, some because they’re fun(ny) and some because they’re convenient shortcuts. You may consider it rude if someone corrects someone else’s grammar and depending on their intentions you may be right but holding up racism as a defense is ridiculous.
    How about when you wake up tomorrow you put on a fun shirt.
    Maybe one that says,
    Nothing funnier than a city boy on a tractor..
    With a picture of a Kubota on its nose in a ditch.

     

    fullmetaljesus

    Probably smoking a cigar.
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    6   0   0
    Jan 12, 2012
    5,911
    149
    Indy
    I'm guessing that his reaction was similar to mine upon reading that post, only I wasn't feel brave and/or rude enough to say it at the time, but since it came up again, here goes:

    Look, it's your life, and your decision to make. But if you have multiple cars and a boat, and still haven't paid off your student loan debt, that's the perfect example of why so many in this thread are saying that for the vast majority of people, having student loans that they haven't paid off yet is not someone else's fault, nor the result of unfortunate or unforeseeable circumstances, but is the direct result of life choices they've made.

    On top of that, the idea that the government may well be forcefully redistributing wealth to someone who lives in, by my standards, quite a bit of luxury, away from people who have lived quite frugal lives for the purpose of repaying the debt that they agreed to take on; well, that doesn't do much to assuage the anger many are feeling towards the potential recipients of this "student loan forgiveness."
    Totally fair assessment. Had I skipped the boat and starting the side business, I could have killed my loans.

    The student loans are a constant nag but something I can afford to pay. I'm not asking for forgiveness nor am I voting for it. I don't believe the gov should be bailing out student debt. But if they offer me money I'm not going to say no.
     

    edwea

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    27   0   0
    Jan 25, 2015
    1,318
    113
    New Dolan
    I'm not asking for forgiveness nor am I voting for it. I don't believe the gov should be bailing out student debt. But if they offer me money I'm not going to say no.
    If it's an opt in program, you must ask for it. If you had to personally ask the taxpayer/s who would funding your loan repayment (not forgiveness), would you still ask for it? One of my main objections to gov assistance programs is that there is little or no accountability. People who don't NEED it still ask for and get it. If you bought toys instead of paying off your loans and then the taxpayers pay your loan off, you have in principle asked them to buy you a boat (or whatever) and gotten it. I don't think that's right.
     

    fullmetaljesus

    Probably smoking a cigar.
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    6   0   0
    Jan 12, 2012
    5,911
    149
    Indy
    If it's an opt in program, you must ask for it. If you had to personally ask the taxpayer/s who would funding your loan repayment (not forgiveness), would you still ask for it? One of my main objections to gov assistance programs is that there is little or no accountability. People who don't NEED it still ask for and get it. If you bought toys instead of paying off your loans and then the taxpayers pay your loan off, you have in principle asked them to buy you a boat (or whatever) and gotten it. I don't think that's right.
    Again all fair, I have read that some (particularly people who's went to the same "school" as me) just have their stuff forgiven without making a request. I dont plan on requesting my stuff to be forgiven. I took on the responsibility, I'll handle it.
     

    VERT

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    23   0   0
    Jan 4, 2009
    9,823
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    Seymour
    Totally fair assessment. Had I skipped the boat and starting the side business, I could have killed my loans.

    The student loans are a constant nag but something I can afford to pay. I'm not asking for forgiveness nor am I voting for it. I don't believe the gov should be bailing out student debt. But if they offer me money I'm not going to say no.

    Everyone will be happy to know all of my student loans are paid off. Now I get to help my son (freshman at Purdue) and someone else son pay for college. Yes I think this is a crook of crap.

    I am not one who should be judging. It took more years then it should have for my wife and I to pay off our student loans. For us it was simple economics. Pay extra towards a 3%-4% loan or make larger contributions into our 401ks which at the time was earning 8%. The student loan was cheap money. Yes we bought a new car every few years. Cars are sort of essential for getting to work and I have found you either make payments and have something newer and reliable, or you nickel and dime yourself with repairs. In the past 25 years we had owned a boat, we have owned a small camper. Those were decisions we made and I am glad we good enjoy them with the kids when they were younger. The point is that people today seem to want what their parents have and don’t want to wait.

    Now a comment that will tick a few people off. I am seeing a lot of misinformation and misdirection in this thread regarding how college, student loans, “trade schools” and general opportunities for youth work. Having just gone through many decisions with my son it sort of forms some opinions. Way to much to get into but if genuine questions where yo arise I would be willing to answer to the best of my ability.
     
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