Sezzle users?

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  • DoggyDaddy

    Grandmaster
    Site Supporter
    Rating - 100%
    73   0   1
    Aug 18, 2011
    103,969
    149
    Southside Indy
    Some firearms sites have started to use it as a credit payment or layaway if you will. Noticed PSA is offering it and I just wondered if anyone had used it and what the upside and downsides were.
    I'm skeptical of those. I forget the name of the other one that has cropped up recently, but it seems like there were some hidden "gotchas" with that one.
     

    d.kaufman

    Still Here
    Staff member
    Moderator
    Site Supporter
    Rating - 100%
    128   0   0
    Mar 9, 2013
    14,920
    149
    Hobart
    I used it once. They charged $4 for using it. Split into 4 equal payments with the first being at time of purchase and the other 3 payments in 2 week intervals.

    It is legit. Didn't have any issues at all
     

    NyleRN

    Master
    Rating - 100%
    29   0   0
    Dec 14, 2013
    3,868
    113
    Scottsburg
    I haven't used it but from what I've read it's cut and dry as long as you get them the payment by the due date. I guess some have sent them electronic payment before and their bank didn't credit the payment in time and then the user gets hit with huge interest and fees. I'd say that's what Sezzle and others like them are banking on. Some banks will send the payment in one day and some may take 3-5 days before it's posted. I pay 90% of my bills online and my bank will send almost all payments next day but my mortgage is always 5 days after I pay it. Not sure why
     

    WebSnyper

    Time to make the chimichangas
    Rating - 100%
    59   0   0
    Jul 3, 2010
    15,714
    113
    127.0.0.1
    I haven't used it but from what I've read it's cut and dry as long as you get them the payment by the due date. I guess some have sent them electronic payment before and their bank didn't credit the payment in time and then the user gets hit with huge interest and fees. I'd say that's what Sezzle and others like them are banking on. Some banks will send the payment in one day and some may take 3-5 days before it's posted. I pay 90% of my bills online and my bank will send almost all payments next day but my mortgage is always 5 days after I pay it. Not sure why
    Wonder if that's the difference between an electronic payment vs a physical check being cut and mailed?
     
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