My credit union has to wait until the charges clear (or expire) before they can do anything. Then the fraudulent charges are refunded to me. I've never understood that logic.Cole's birthday bash made for a busy weekend. Daughter messaged me this morning that their bank account got hacked. Luckily, the charges are all pending and she reported it so it should stop them from being paid. She is off tomorrow so will need to make a trip to the bank.