They are swamped right now but you can call them and get your member number. Once you have that go to; https://www.nramemberservices.org/Home.aspx and sign up, then you can print your member card right from there.
Personal preference like most things. You could search previous Threads since the subject has been beat to death in the past.
I am not sure too many people on here will think any amount is "excessive".
Picked up a scope from Alan at A&A that I wanted for a while now. Had my G19 tweaked with a 3.5 lb connector to match the my G17.
I was able to talk to Brad and Sheila and spoke with Jeff about a new safe.