NWI INDIANA GUN OWNERS. #24 Lets face it we all love to shoot and eat

[Ballstater98]

Central IN got drilled in spots.

 

[Ballstater98]

 

[jedi]

Where was that? Holly smokes!

 

[jedi]

had that electrical wire been in conduit like Chicago code requires it wouldn't have flow away.

 

[Ballstater98]

Where was that? Holly smokes!

Those were from Sullivan Co. There is drone footage of several places. Whiteland damage is visible from the interstate.

 

[Ballstater98]

Whiteland

 

[chef larry]

In no particular order:
Tate's Place in Portage
Third Coast Spice Cafe in Chesterton
Sugar Bowl in MC
Sunrise in Chesterton

Thanks for the suggestions. We will try Tate's Place tomorrow and the others another time.

 

[Ballstater98]

Thanks for the suggestions. We will try Tate's Place tomorrow and the others another time.

Get there before mass let's out at Nativity at 8a.m. and 11a.m.

Third Coast and Sugar Bowl have the fresh squeezed OJ machines if you enjoy that.

 

[d.kaufman]

Where was that? Holly smokes!

Here's drone footage from Sullivan, IN. They got hit real bad

 

[jedi]

Here's drone footage from Sullivan, IN. They got hit real bad

That is just sad and brings up so many more questions.

 

[d.kaufman]

That is just sad and brings up so many more questions.

What questions?

 

[Ballstater98]

That is just sad and brings up so many more questions.

It snapped utility poles.

 

[jedi]

Like so do they need to pay their mortgage next month?
Who picks up all that mess and who gets charged for it?

Say one had insurance for 300k but you still owe 200k on the house. So does the insurance give 200k to the bank and the other 100k to you?


Where you gonna sleep for the next week? Hotel?? Does one just walk over to the other block and find say your gun case with your AR and take it?

He'll you don't even have a car anymore.

 

[jedi]

It's like when the van was stolen. The mental shock of losing the van, where did it go. And then the anger. And then the headache of dealing with a cold couldn't care less insurance company and the wait and wait for them to pay out and then they just cut you off of the rental.

 

[d.kaufman]

Like so do they need to pay their mortgage next month?
Who picks up all that mess and who gets charged for it?

Say one had insurance for 300k but you still owe 200k on the house. So does the insurance give 200k to the bank and the other 100k to you?


Where you gonna sleep for the next week? Hotel?? Does one just walk over to the other block and find say your gun case with your AR and take it?

He'll you don't even have a car anymore.

I got ya. Wasn't sure what you meant. Definitely sucks that's for sure

 

[radar8756]

Like so do they need to pay their mortgage next month?
Who picks up all that mess and who gets charged for it?

Say one had insurance for 300k but you still owe 200k on the house. So does the insurance give 200k to the bank and the other 100k to you?

kinda- sorta

The bank has a lien on the property so Insurance pays them first
Then depending on your Policy you either

1: Replacement Cost - you buy a new replacement and submit receipt to insurance - they pay you up to limits of policy

2: Current Value - adjuster estimates the Current Value of items lost - $1000 sofa 5 years old now worth $300 - up to limits of policy

 

[Ballstater98]

It's like when the van was stolen. The mental shock of losing the van, where did it go. And then the anger. And then the headache of dealing with a cold couldn't care less insurance company and the wait and wait for them to pay out and then they just cut you off of the rental.

Car loan: insurance pays because it's still the bank's for v paid off: sol

 

[jedi]

What about the house?

kinda- sorta

The bank has a lien on the property so Insurance pays them first
Then depending on your Policy you either

1: Replacement Cost - you buy a new replacement and submit receipt to insurance - they pay you up to limits of policy

2: Current Value - adjuster estimates the Current Value of items lost - $1000 sofa 5 years old now worth $300 - up to limits of policy

That is for stuff inside the house.
What about the actual house.
You pay to rebuild? He'll that is gonna cost way more n the quality is horrible.

 

[jedi]

I've dealt with insurance before and they are horrible!

&*#$% moved so slow when tree made a hole in roof. jedi had to fix it jediself with thr help of a roofer guy. Insurance could care less about the water damage that may wlukd have occured had jedi waited for them. jedi ended up paying out of pocket and got zero help from insurance.

Years prior when the raccoons damaged the attic in prior house again insurance claimed it was out of policy and offered no solutions. Again had to find someone to help fix all of it and raccon proof the attic.

So yeah guess jedi has no desire to be asking insurance for help as they never f... help!

 

[darkkevin]

It's like when the van was stolen. The mental shock of losing the van, where did it go. And then the anger. And then the headache of dealing with a cold couldn't care less insurance company and the wait and wait for them to pay out and then they just cut you off of the rental.

You had State Farm didn’t you? I’ve heard nothing but nightmares from them recently and they used to be the pinnacle of great company’s