I had an MRI done on my shoulder not too long ago and the healthcare provider billed $2500 for it. The insurance company negotiated it down to $300. They didn't pay the other $2200, they just only pay $300 and because the provider is in-network, they have to accept that and I get to pay $300. That original charge was an 800% markup from what they are willing to accept for that service. If I walked in off the street, I would have had to pay that $2500 unless I did some sort of cash negotiation with them. I am just venting but this system is freaking broken.