My vote will go for a less conventional breed provided you have the room for one. Great Pyrenees all the way. All you will need is a warning sign Guard Dog Do Not Approach and you are good to go.
You might want to check with you agent to see if there are any low cost endorsements to up your coverage to something that makes sense.
While not ideal a diversion safe can be a low budget alternative. As others have mentioned if you go that route discretion is a must.
It's what I do.
In our case we have a blanket endorsement and we did not provide specifics. We have coverage for a set amount payable upon proof of loss.
I've got Pits, appears most people are afraid of them. Nothing say hello like they do. They are rescue dogs and they definitely show their appreciation.
A full safe bolted to the wall and floor if possible will be tough for the common thief.
are you a nra member? if so they have 2k of coverage for free
murphydoor.com
Just curious why you would wait until your house value plummets to sell it. I don't see a crash any time soon, but maybe a slow softening of the market due to rising interest rates. Demand is still outstripping supply, which is the reason for the current strong market. At any rate, houses in less desireable neighborhoods will be harder to sell and take the biggest hit when prices do start to fall.
After a claim payout the guns belong to the insurance company, they need the serial number of the gun, laptop or whatever, to aid recovery when they show up in the police system. Then they are sold as salvage, to try to recoup the losses paid out on the claim. I asked a 2a underwriter about the the list. He said nobody Fing cares, privacy procedures are in place. He also said everyone is too busy to do anything even if they did care.
